Trade · 6 pages · 12 min
SWIFT carries authenticated instructions between banks, while the money moves on accounts those banks already keep.
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SWIFT is a network banks use to exchange authenticated messages, including payment orders, in standard formats. The message tells a bank what to do with balances, and it does not carry currency inside the cable. The opening covers sWIFT carries bank messages, balances move on ledgers, and a message can arrive unpaid.
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